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Blog - B&C Finance
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How Banks Calculate Business Risk

How Banks Calculate Business Risk

  Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. What the bank considers For the bank, financial risk...
Interest rate decisions: Know the score

Interest rate decisions: Know the score

Whilst rates move up and down you should always consider the impact they will have on your mortgage. The rate of interest you’ll pay on your mortgage depends on a combination of factors. This can include the Reserve Bank of Australia’s (RBA) cash rate, your lender and...
Get control of your mortgage before it controls you

Get control of your mortgage before it controls you

A proactive approach to managing your mortgage can help steer you through a tough environment. With the price of the average home seemingly beyond reach, most would-be home buyers feel like the odds are stacked against them when it comes to purchasing a home. Buying...